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328: I’m Putting the Blinders On

Yesterday I got a call from the appraiser wanting to set up a time to see the house, which is the linchpin of our entire refinancing effort. We have the income, the assets, the credit score to get this...

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321: Leaps of Faith

Tomorrow the appraiser comes to determine the value of our home. Our loan processor has said that everything else in our refinance application looks good. But we don’t have a lot of equity in the house...

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305: “Your Refinance Application is…”

For our entire vacation I have been waiting for an email from the bank regarding our refinance application. So much is riding on this. We’d save a ton of money. We’d have a month without a mortgage...

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277: Goal: Skinny, Wealthy and 40!

My husband, Sid, stopped me on the staircase this morning to ask me to carry up a bottle of handsoap. And somehow, “Can you take this?” led to one of those heavy talks about money, family and...

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259-258: Am I Losing my La-Di-Da?

For the last month or so, I haven’t been awakened by my usual 3 a.m. panic attack. I was quite impressed by this, especially considering I still had most of the problems that incited these...

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251: 40?! Pffft. Whatcha worried about?

I realized this weekend that most of my friends have already passed the 40 threshold. And they have news for me: It’s really no big deal. I hear this time and time again: Once you get over the hump you...

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249: Refi-nally!

Last night, a well-dressed speedtalker showed up at my house with a 3-inch high stack of papers and two brand-new black pens. After little more than an hour, the mortgage loan process we started nearly...

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211-204: Power + Heat + Walls = Home

Our first dinner in our house post-Sandy. From the moment Sandy upended our lives, we knew we needed three things before we could sleep in our own beds again: Power, Heat and Walls. Two days ago, we...

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160: Dear God: Why?

Dear God, Hi. I know we’ve been speaking more than usual lately, and maybe you’re tired of hearing my midnight pleadings that contain too many references to “soon,” “please” and “why?” But seriously:...

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